Sixteen is an age that most of the teenagers look forward to as this is the legal age for taking the cars out on the road. The feeling of triumph and the air of freedom enjoyed while driving the car makes them feel more ‘grown up’ and responsible. Many love to freak out in a cool car that is sure to draw the attention of the people towards them. The teens wouldn’t want to be seen driving to the school in the old work trucks of their parents. So, the parents generally buy them a car when they turn sixteen or may permit them to use the family car. But, whichever is the way employed, to ensure lower insurance premium for the teen drivers one needs to go for a safe vehicle.
Being a parent it is always a wiser decision to choose a safe vehicle for the teen driver. The reasons for making a selection of the safe vehicle are numerous. One reason is that a safe car offers maximum protection to the teen driver and the co-passengers in the event of an accident. A safe vehicle is also a safe bet as it shields the car from major damage during collision. A safe car always meets with the approval of the auto insurance company.
The reasons for the same are multifold. With the injury to the passengers being lesser on a safer car and the damages to the car lower, the claims to be met are fewer. The insurance companies always prefer the cars with airbags as it can reduce the impact of a collision to a greater degree. The crash test ratings and the airbags for the passengers as well as the driver need to be evaluated before making the purchase of a car for a teen driver. If these meet with the approval of the auto insurance company, the car insurance companies will offer the teen drivers the insurance for a lower premium.
Before you set out with the intention of shopping for a car for a young teenage driver, keep all the factors in mind to reduce the chances for the higher cost of insurance. In the absence of the essential knowledge, contact an auto insurance agent as he will be in a better position to educate you on the elements that can pull down the cost of insurance. In any case, go for a car with maximum safety features for shielding the driver and the passengers as well as the car from damage and injury. But, where the teenager is going to use your family car, give the car with most advanced safety features at his disposal. These simple techniques can, not only lower the costs of the auto insurance of a teenage driver, but also offer safety to the passengers, the pedestrians and property.